The mortgage lending team at Rock Canyon Bank was handpicked to ensure we deliver the highest level of expertise with the friendly and knowledgeable customer service that our neighbors count on from our bank.
We know that whether you're purchasing your first home, refinancing your house, or investing in new property, the mortgage lending process can be intimidating. Our mortgage team strives to ensure that each client is given the information he or she needs to choose the program that's right for them.
Rock Canyon Bank offers a wide range of mortgage loans with great rates and low fees, including:
- Conventional – Get into the home of your dreams with a conventional fixed or adjustable interest rate loan.
- Refinance – Potentially lower your interest rate and monthly payment by switching to a fixed-rate refinance loan.
- FHA Loans – This Federal Housing Administration program is available to all types of borrowers, not just first-time buyers, and allows you to make a lower down payment with the addition of mortgage insurance.
- VA Loans – This loan program is offered to military service members and their families.
- Construction – We are experienced in construction lending, helping you build your project from start to completion.
- Home Equity – Make your home equity work for you. These loans are ideal for home remodeling or improvement projects and secured credit line needs.
- Bridge Loans – Sometimes timing can be challenging. Our bridge loans offer you a short-term loan solution to bridge the gap between transactions.
- Jumbo – Need a mortgage exceeding conforming loan limits? Our jumbo loan services help make that possible.
- Agri-Access – This loan is unique to Rock Canyon Bank and is designed to help hobby farmers to purchase a primary residence on land of 5 acres or more.
Rock Canyon Bank offers a level of mortgage lending customer service that is unmatched by other banks or brokers in the area. Here, we will never shuffle you off or give you the run-around. Each of our loan officers is easy to get in touch with and will work with you from start to finish to ensure you find the loan that is right for you.
Our goal at Rock Canyon Bank is to inform you of the different options available, discuss the loans that are a right match for your needs, and to customize the loan to be the perfect fit for you.
Our mortgage lending team is available to answer any questions or begin the loan process with you. Please feel free to give us a call, send us an email, or (even better) come in today to meet with one of our mortgage-lending experts.